We add 7.9% to the Prime Rate to determine your purchase balance, balance transfer and cash advance APR.ĥ Earn $50 statement credit on purchases totaling $1,000 or more posted to your account through March 31, 2022. Your rate will vary with the market based on Prime Rate. Balance transfers do not qualify for a Summit Global Good Card donation to the Worldwide Foundation for Credit Unions.Ĥ The standard variable rate for our Summit Ultimate CashPerks program for purchases, balance transfers and cash advances is 11.15% APR. Federal restrictions apply on issuing credit cards to individuals under 21. Your actual rate is based on multiple criteria, including but not limited to, credit worthiness factors, current market conditions and other factors that the credit union in its discretion believes are relevant in determining the appropriate APR. Your actual rate is based upon multiple criteria, including but not limited to, credit-worthiness factors, current market conditions and other factors that the credit union in its discretion believes are relevant in determining the appropriate APR.ģ The standard non-variable APR for our Visa Platinum Rewards, Visa Student Rewards and Summit Global Good Card programs for purchases, balance transfers and cash advances is 11.9%-19.9% APR. Must be a Summit Credit Union Member or apply for a membership and open a $5 savings account.Ģ The standard non-variable APR for our Visa Platinum program for purchases, balance transfers and cash advances is 9.9%-17.9% APR. Balances on current Summit loan and credit cards are not eligible for the balance transfer introductory rate. After that your rate will go back to the standard non-variable rate of 9.9%-19.9% APR or the current variable rate of Prime +7.9%. The introductory APR for balance transfers will end on Februfor balance transfers made between Januand February 28, 2022.
Balance transfer intro rate: The introductory APR for balance transfers is 0% APR and will apply for 12 billing cycles for credit scores 651 and above.
^Preapproval request is subject to applicant providing required financial documentation.ġ APR is Annual Percentage Rate. The results of the data were obtained through the Consumer Financial Protection Bureau. *Wisconsin’s #1 Mortgage Lender designation is based on the number of loans originated in 2020, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau.
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